Medical & prescriptions · Medical · BCBS PPO plan
What is the Traditional Plan?
One plan. You and your dependents each count separately.
In-network amounts. Preventive care is covered 100%† with no deductible.
Coverage for Just you
Coverage for You and your family
Deductible
$850†
$2,550†
You meet $850†; the other $1,700† is met by 2 or more dependents.
Most you pay in a year, medical
$4,250†
$9,350†
$4,250† for you and $5,100† for your dependents.
Most you pay in a year, prescriptions
$2,750†
$5,500†
Do this
Find a doctor and estimate costs at bluecrossmn.com/hormelfoods.
What do I pay when I use care?
Medical · using it
After the deductible, you pay 20%†.
In network. Out-of-network care may cost more.
What you pay
Preventive care
Nothing. Covered 100%†, no deductible.
Non-preventive care
After the deductible, 20%†. The plan pays 80%†.
Emergency room
After the deductible and a $100† copay, 20%†.
Prescriptions
10%† generic, 20%† brand, 35%† not on the formulary. $5† minimum.
Do this
Once you have your card, register at bluecrossmn.com/hormelfoods to see claims and costs.
See what comes out of your paycheck, per week
More from the benefits guide
A lower medical deductible, with prescription costs counted separately.
Choose and use coverage
- 1
Compare your total annual costs, not just the deductible.
- 2
Use Oracle Benefits / Make Changes to make your election.
- 3
Submit dependent verification documents.
- 4
After your BCBS card arrives, register on the BCBS portal and review your prescriptions with Prime.
Next step
Compare the lower deductible against your higher weekly contribution.
Who to call
Blue Cross Blue Shield of MN · Medical doctor, health and fitness
Questions? Horizon Solution Center · (866) 449-7712†
Read more in the 2027 guide, page 19 ›Read more in the 2027 guide, page 10 ›