Retirement
How do I save for retirement?
Manage your retirement contributions and account through Empower.
At a glance
Recordkeeper
Empower
Your contribution
Manage in Empower
Match / vesting schedule
Not supplied
Your retirement account
The book lists the 401(k) as a shared-cost retirement benefit and names Empower as the recordkeeper. The website and app support account access and contribution changes.
Fees and contributions
The book encourages online communications to help keep fees down, but promises no specific fee reduction. Review actual contributions and fees in Empower.
Manage your retirement
- 1
Use the participant website at Empower My Retirement.
- 2
Review your contribution and account details.
- 3
For e-Delivery: I want to… / Update my communication preferences / Edit Plan Communication / check e-Delivery / enter email / Save.
Do this
Open Empower to review your account and contribution amount.
More detail
What is not established
The book does not provide a company match formula, automatic-enrollment rate, contribution limit, eligibility date or plan-specific vesting schedule. Its glossary explains vesting as ownership, not a schedule for this plan.
The book’s savings illustration
Source illustration only: assumes an average annual return of 8% until age 65. It is not a forecast, guarantee or personalized result.
| Time investing $25† / week | Total invested | Illustrated ending balance |
|---|---|---|
| 40 years†, ages 25–65† | $52,000† | $382,859† |
| 30 years†, ages 35–65† | $39,000† | $162,825† |
| 20 years†, ages 45–65† | $26,000† | $64,221† |
Printed telephone hours
844-465-4455. Monday–Friday 7 a.m.–9 p.m. CST and Saturday 8 a.m.–4:30 p.m. CST, as printed. The book uses inconsistent app names and supplies no app-store link.
Before you decide
The book supplies no company match formula, automatic-enrollment rate, contribution limit, eligibility date or vesting schedule for this plan.