Spending accounts · Money · pre-tax accounts

Which spending account is right for me?

Pick your medical plan. Your account comes with it.

These accounts come out of your pay before tax and pay for care.

How much can I put into each account?

If you pick the Healthy Savings Plan

If you pick the Traditional Plan

Health Savings Account (HSA)

$4,500^†a year, just you

$9,000^†a year, with any dependents on your plan

Medical, prescriptions, dental and vision. Age 55 or older: add $1,000^†.

Health Care FSA

$3,400^†a year

Medical, prescriptions, dental and vision. Also open to you if you waive medical coverage.

Limited Purpose FSA

$3,400^†a year

Dental and vision only.

No HSA

The HSA comes only with the Healthy Savings Plan.

Either plan, or none

Dependent Care FSA

Childcare up to age 13, or care for elderly parents.

$5,000^†

Do this

In Oracle by November 16, 2026^†, type the amount you want for 2027. Last year’s amount does not carry over.

Healthy Savings

HSA + LPFSA, if eligible

Traditional / waived

Health Care FSA

Dependent care

Independent of health election

Account	Available when	Eligible use described
HSA	Healthy Savings and HSA eligibility requirements met	Qualified medical expenses; current or future
Health Care FSA	Traditional Plan or waived health care	Medical, dental, vision and prescriptions
LPFSA	Healthy Savings Plan	Dental and vision only
Dependent Care FSA	Any health election, including waived	Eligible daycare under age 13 or elder care

Next step

Match your medical election to the account before choosing a contribution.

WEX Health · Flexible spending account · Health savings account

Accounts: WEX Health · (866) 451-3399^† · wexinc.com