Protection
What if I get a serious illness?
Optional cash benefits for qualifying events, separate from medical coverage.
At a glance
Coverage type
Limited benefit policy
Who pays
You
Amounts
Not specified
What it does
Pays a lump sum for a covered disease or condition diagnosed on or after the coverage effective date. You choose how to use the benefit, including nonmedical household expenses.
Cost and benefit amount
The book supplies no premium, payment schedule, exclusion list or benefit amount. Obtain the policy details before buying.
Review or ask about a claim
- 1
Review the covered-event definitions and effective date in the policy.
- 2
The book’s directory lists VOYA for accidental injury, critical illness and hospital indemnity: 877-236-7564.
- 3
Confirm the election and claims process with the provider or HR.
Do this
Review covered events, effective dates and cost before purchasing.
More detail
Before you decide
This is a limited benefit policy, not health insurance. The book states it does not satisfy the Affordable Care Act minimum-essential-coverage requirement.
Who to call
VOYA · 877-236-7564