Medical & prescriptions · Medical · BCBS PPO plan
Which medical plan costs me less?
One plan. You and your dependents each count separately.
In-network amounts. Preventive care is covered 100%† with no deductible.
Estimate your yearly cost
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Estimate for planning only, in-network care. Assumes prescriptions average 20% on the Traditional Plan. Does not include any Hormel contribution to your HSA. Not tax or investment advice; before acting on these results, consult a tax consultant or expert.
What do I pay when I use care?
Medical · using it
After the deductible, you pay 20%†.
In network. Out-of-network care may cost more.
What you pay
Preventive care
Nothing. Covered 100%, no deductible.
Non-preventive care
After the deductible, 20%. The plan pays 80%.
Emergency room
After the deductible and a $100 copay, 20%.
Prescriptions
10% generic, 20% brand, 35% not on the formulary. $5 minimum.
Once you have your card, register at bluecrossmn.com/hormelfoods to see claims and costs.
What comes out of your paycheck, per week
HC5 · Traditional Plan · per week
Examples, not a quote.
| Coverage | Per week |
|---|---|
| Just you | $33 |
| You + spouse | $78 |
| You + children | $49 |
| Family | $83 |
HC5 · Dental and vision · per week
Examples, not a quote.
| Coverage | Per week |
|---|---|
| Just you | $8 |
| You + spouse | $9 |
| You + children | $9 |
| Family | $11 |
Weekly employee contributions from the 2027 benefits-database export (hormelfoods-variables-16.csv).
A dash means no such coverage is priced for that code.
What will my medical plan cost me before it pays?
Coverage for Just you
Coverage for You and your family
Deductible
$850†
$2,550
You meet $850; the other $1,700 is met by 2 or more dependents.
Most you pay in a year, medical
$4,250
$9,350
$4,250 for you and $5,100 for your dependents.
Most you pay in a year, prescriptions
$2,750
$5,500
Do this
Find a doctor and estimate costs at bluecrossmn.com/hormelfoods.
Who to call
Questions? Horizon Solution Center · (866) 449-7712†
Read more in the 2027 guide, page 9 ›Read more in the 2027 guide, page 10 ›