Protection
What if I'm hurt in an accident?
Optional cash benefits for qualifying events, separate from medical coverage.
Accident insurance · Voya
Pays you for covered injuries. Spend it on anything: deductibles, childcare, groceries.
More from the benefits guide
At a glance
Coverage type
Limited benefit policy
Who pays
You
Amounts
Not specified
What it does
Pays benefits for specified injuries and events resulting from a covered accident on or after the effective date. You choose how to spend the benefit.
Cost and benefit amount
The book supplies no premium, payment schedule, exclusion list or benefit amount. Obtain the policy details before buying.
Review or ask about a claim
- 1
Review the covered-event definitions and effective date in the policy.
- 2
The book’s directory lists VOYA for accidental injury, critical illness and hospital indemnity: 877-236-7564.
- 3
Confirm the election and claims process with the provider or HR.
Before you decide
This is a limited benefit policy, not health insurance. The book states it does not satisfy the Affordable Care Act minimum-essential-coverage requirement.
Next step
Review covered events, effective dates and cost before purchasing.
Who to call
Voya · Accidental injury, critical illness and hospital indemnity
Voya · (877) 236-7564 · claims: claimscenter.voya.com
Read more in the 2027 guide, page 20 ›Read more in the 2027 guide, page 18 ›