Medical & prescriptions · Medical plans
Which medical plan costs me less?
Two plans. Same doctors. Different deductibles.
Both use the Blue Cross Blue Shield network, and in-network preventive care costs you $0† in either one.
Estimate your yearly cost
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Estimate for planning only, in-network care. Assumes prescriptions average 20% on the Traditional Plan. Does not include any Hormel contribution to your HSA. Not tax or investment advice; before acting on these results, consult a tax consultant or expert.
What do I pay when I use care?
Medical plans · using them
After the deductible, you pay 20%† for care in either plan.
Until you reach your yearly maximum. Preventive care is $0 from the start.
Healthy Savings Plan Prescriptions cost the same as care
Traditional Plan Care and prescriptions differ
Non-preventive care
20%you pay; the plan pays 80%
20%you pay
Emergency room
$300copay, then 20%
$300copay, then 20%
Prescriptions
20%you pay
10%generic
20%brand
35%not on the formulary
Immediate co-insurance, no deductible first. $5 minimum.
Both plans
Once you reach your maximum
The plan pays for the rest. Out of network may cost more.
100%
What comes out of your paycheck, per week
HC1 · Healthy Savings Plan · per week
Examples, not a quote.
| Coverage | Per week |
|---|---|
| Just you | $26 |
| You + children | $34 |
| Family | $53 |
HC1 · Traditional Plan · per week
Examples, not a quote.
| Coverage | Per week |
|---|---|
| Just you | $35 |
| You + children | $53 |
| Family | $89 |
HC1 · Dental and vision · per week
Examples, not a quote.
| Coverage | Per week |
|---|---|
| Just you | $6 |
| You + children | $8 |
| Family | $10 |
HC2 · Healthy Savings Plan · per week
Examples, not a quote.
| Coverage | Tier 1 | Tier 2 | Tier 3 |
|---|---|---|---|
| Just you | $26 | $33 | $39 |
| You + children | $34 | $48 | $58 |
| Family | $53 | $77 | $94 |
HC2 · Traditional Plan · per week
Examples, not a quote.
| Coverage | Tier 1 | Tier 2 | Tier 3 |
|---|---|---|---|
| Just you | $45 | $51 | $57 |
| You + children | $70 | $78 | $90 |
| Family | $117 | $135 | $149 |
HC2 · Dental and vision · per week
Examples, not a quote.
| Coverage | Tier 1 | Tier 2 | Tier 3 |
|---|---|---|---|
| Just you | $6 | $7 | $8 |
| You + children | $8 | $9 | $10 |
| Family | $10 | $11 | $12 |
Which rate code is mine?
HC1
- SC-0002 Rochelle Foods (O)
- SC-0005 Logistic Service (O)
- SC-0007 Creative Contract Packaging (O)
- SC-0007 Creative Contract Packaging (P)
- SC-0009 Dans Prize (E)
- SC-0009 Dans Prize (O)
- SC-0009 Dans Prize (P)
- SC-0011 Osceola Food (O)
- SC-0011 Osceola Food (P)
- SC-0015 Dold Foods (P)
- SC-0028 Alma (E)
- SC-0028 Alma (O)
- SC-0028 Alma (P)
- SC-0029 Century Foods International (E)
- SC-0029 Century Foods International (O)
- SC-0029 Century Foods International (P)
- SC-0031 Lloyds Barbeque Company (P)
- SC-0033 Provena Foods (O)
- SC-0035 Burke Marketing Corporation (E)
- SC-0035 Burke Marketing Corporation (O)
- SC-0035 Burke Marketing Corporation (P)
- SC-0037 Progressive Processing (O)
- SC-0037 Progressive Processing (P)
- SC-0043 Skippy Foods (O)
- SC-0043 Skippy Foods (P)
- SC-0047 Hormel Health Labs (E)
- SC-0049 Mountain Prairie (E)
- SC-0050 Fontanini Foods (O)
- SC-0050 Fontanini Foods (P)
- SC-0051 Columbus Manufacturing (E)
- SC-0051 Columbus Manufacturing (O)
- SC-0051 Columbus Manufacturing (P)
- SC-0052 Sadlers Smokehouse (E)
- SC-0052 Sadlers Smokehouse (O)
- SC-0052 Sadlers Smokehouse (P)
- SC-0053 Hormel Foods Operations (E)
- SC-0053 Hormel Foods Operations (O)
- SC-0053 Hormel Foods Operations-P-Fort Smith
- SC-0053 Hormel Foods Operations-P-Papillion
- SC-1000 Jennie OTurkey Store-F
- SC-1000 Jennie OTurkey Store (O)
- SC-1000 Jennie OTurkey Store (P)
- SC-2000 West Central Turkeys (O)
- SC-5000 Jennie OTurkey Store Sales (O)
HC2
- SC-0001 Hormel Foods Corporation (E)
- SC-0001 Hormel Foods Corporation (O)
- SC-0014 Hormel Financial Services Corporation (E)
- SC-0014 Hormel Financial Services Corporation (O)
- SC-0015 Dold Foods (O)
- SC-0026 Hormel Foods Corporate Services (E)
- SC-0026 Hormel Foods Corporate Services (O)
- SC-0027 Hormel Foods Sales (E)
- SC-0027 Hormel Foods Sales (O)
- SC-0031 Lloyds Barbeque Company (O)
- SC-0044 Hormel Foods International Corporation (E)
- SC-0046 Applegate (E)
- SC-0046 Applegate (O)
- SC-5000 Jennie OTurkey Store Sales (E)
Your rate code is set by your business unit in Oracle.
Weekly employee contributions from the 2027 benefits-database export (hormelfoods-variables-16.csv).
A dash means no such coverage is priced for that code. Tobacco or nicotine use adds a surcharge: see Will I pay the tobacco surcharge?
Which medical plan should I pick?
Higher deductible Healthy Savings Plan
Lower deductible Traditional Plan
Deductible
$2,500†just you
$5,000family
You pay 100% of medical and prescription costs until you reach it.
$850just you
$1,700family: $850 each, met by 2 people
Medical only. Prescriptions are separate.
Most you pay in a year
$5,000just you
$10,000family, or $7,900 for any one person
Medical and prescriptions together.
$4,000just you
$8,000family
Medical. Prescriptions have their own limit: $2,500 just you, $5,000 family.
Comes with
A Health Savings Account (HSA) and a Limited Purpose FSA.
A Health Care Flexible Spending Account (FSA).
Do this
Pick one in Oracle by November 16, 2026. The next page shows what care costs under each.
Who to call
Questions? Horizon Solution Center · (866) 449-7712†
Read more in the 2027 guide, page 8 ›Read more in the 2027 guide, page 9 ›