Spending accounts · Money · flexible spending accounts
Which spending account is right for me?
Pay for care and childcare before tax.
The amount comes out of your pay before tax. Last year’s amount does not carry over: choose it again.
How can an FSA save me money?
The two accounts
Health Care FSA
Up to $3,400† for 2027. Up to $680† of unused 2026 money rolls over, if you elect at least $52† for 2027.
Dependent Care FSA
Up to $5,000†. Nothing rolls over.
2026 claims
File them by March 1, 2027†. Anything over the rollover limit is forfeited.
An example
Earn $35,000†, put $1,500† in an FSA
Taxable income drops to $33,500†. Spendable income after tax rises from $25,648† to $26,138†. A single taxpayer with no dependents; yours will vary.
$490†
Elect your 2027 amounts
Last day to file 2026 FSA claims
Do this
In Oracle by November 16, 2026†, type the amount you want for 2027.
More from the benefits guide
Your medical election determines which health spending accounts fit.
Before electing
- 1
Check HSA eligibility independently of your medical-plan election.
- 2
Confirm all current contribution limits and the FSA rollover rule.
- 3
Use WEX to check whether an expense is eligible.
Next step
Match your medical election to the account before choosing a contribution.
Who to call
Accounts: WEX · (866) 451-3399† · wexinc.com
Read more in the 2027 guide, page 19 ›Read more in the 2027 guide, page 13 ›