Protection
What if I get a serious illness?
Optional cash benefits for qualifying events, separate from medical coverage.
More from the benefits guide
What it does
Pays a lump sum for a covered disease or condition diagnosed on or after the coverage effective date. You choose how to use the benefit, including nonmedical household expenses.
Review or ask about a claim
- 1
Review the covered-event definitions and effective date in the policy.
- 2
The book’s directory lists VOYA for accidental injury, critical illness and hospital indemnity: 877-236-7564.
- 3
Confirm the election and claims process with the provider or HR.
Before you decide
This is a limited benefit policy, not health insurance. The book states it does not satisfy the Affordable Care Act minimum-essential-coverage requirement.
Next step
Review covered events, effective dates and cost before purchasing.
Who to call
Voya · Accidental injury, critical illness and hospital indemnity
Voya · (877) 236-7564 · claims: claimscenter.voya.com
Read more in the 2027 guide, page 19 ›Read more in the 2027 guide, page 17 ›