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Something changed in my life. What do I do?

A permitted life change may allow an election change midyear.

Life changes during 2027

Marriage, divorce, birth or adoption: make the change in Oracle within 60 days^†.

At a glance

Report event

Within 60 days^†

Proof documents

30-day^† clock is unclear

Open enrollment

Typically November^†

Examples of qualifying changes

Marriage or divorce.
Birth or adoption.
Death of a dependent.
Gain or loss of other health coverage.

Otherwise, elections continue

Elections normally remain in effect for the calendar year unless a qualifying event permits a change. Annual open enrollment typically occurs in November, but actual dates come from enrollment communications.

Contribution and account changes

The book refers to separate source content on HSA contribution changes and FSA changes without supplying all those rules on this page. The HSA page says contributions can be changed anytime; do not apply that statement to every FSA.

Report and document

1
In Oracle: Me / Benefits / Report a Life Event.
2
Report the event and request coverage changes within 60 days of the event.
3
Provide proof documentation within the stated 30-day window, after confirming its start point with HR.
4
The book says changes are effective when reported. Confirm how this applies to your event.

Before you decide

The book gives 30 days for proof of an event but never defines what starts that clock. The site does not invent a date.

Next step

Report the event in Oracle within 60 days of the event.

Who to call

Oracle HCM · Human resources, benefits

yoursource.hormel.com

Questions? Horizon Solution Center · (866) 449-7712^†