Protection

What would my family get each month?

Optional monthly income for your family if you die.

At a glance

Earnings used

First $5,000^† per month

Spouse-only maximum

$1,500^† per month

Statement of Health

Not required

What it does

Optional Survivor Benefit Insurance pays a monthly benefit to family after the employee’s death. The book bases payments on a percentage of the first $5,000 of monthly earnings.

Monthly benefit limits

Family arrangement	Share of covered earnings	Maximum shown
Spouse only	30%^†	$1,500^† / month
Children only	30%^†	$1,500^† / month
Spouse and children	30%^† spouse + 15%^† children	$1,500^† spouse + $750^† children

Unspecified terms

The book does not provide premium amounts, payment duration, full eligibility conditions or where to elect. These must be confirmed.

Before making a decision

1
Ask HR for coverage availability, cost and payment duration.
2
Confirm who qualifies as a beneficiary and which event rules apply.
3
No Statement of Health is required according to this page.

Do this

Confirm your family’s eligibility and payment duration before electing.

More detail

Before you decide

A printed “30 days” eligibility badge has no defined start point. Do not use it to calculate a deadline.

Who to call

MetLife · Life/AD&D insurance

(800) 638-6420^†

Questions? Horizon Solution Center · (866) 449-7712^†