Medical & prescriptions · Medical plans
What is the Traditional Plan?
A lower medical deductible, with prescription costs counted separately.
Lower deductible Traditional Plan
Most you pay in a year
$4,000†just you
$8,000†family
Medical. Prescriptions have their own limit: $2,500† just you, $5,000† family.
Comes with
A Health Care Flexible Spending Account (FSA).
Traditional Plan Care and prescriptions differ
Non-preventive care
20%†you pay
Emergency room
$300†copay, then 20%†
Prescriptions
10%†generic
20%†brand
35%†not on the formulary
Immediate co-insurance, no deductible first. $5† minimum.
What do I pay when I use care?
Medical plans · using them
After the deductible, you pay 20%† for care in either plan.
Until you reach your yearly maximum. Preventive care is $0† from the start.
Both plans
Once you reach your maximum
The plan pays for the rest. Out of network may cost more.
100%†
Do this
Pick one in Oracle by November 16, 2026†.
See what comes out of your paycheck, per week
More from the benefits guide
What is included
Medical and prescription coverage use the same BCBS network as the Healthy Savings Plan. Medical and prescription spending are separate. A Health Care FSA is available. Covered in-network preventive care is paid at 100%.
Family deductible rule
The deductible is $850 per person, capped at $1,700. The book states that the $1,700 must be met by two people.
Choose and use coverage
- 1
Compare your total annual costs, not just the deductible.
- 2
Use Oracle Benefits / Make Changes to make your election.
- 3
Submit dependent verification documents.
- 4
After your BCBS card arrives, register on the BCBS portal and review your prescriptions with Prime.
Next step
Compare the lower deductible against your higher weekly contribution.
Who to call
Questions? Horizon Solution Center · (866) 449-7712†
Read more in the 2027 guide, page 20 ›Read more in the 2027 guide, page 9 ›