Protection
What if I die or am hurt in an accident?
Coverage for qualifying severe injury, dismemberment or accidental death.
Free, from Hormel Basic coverage
Your spouse
Not part of basic coverage.
More from the benefits guide
Cost
Basic AD&D is company-paid, with no employee cost.
Confirm before relying on coverage
- 1
Review covered events, exclusions and payment rules in the plan document.
- 2
Confirm available elections and the applicable enrollment period with HR.
Before you decide
The source’s “30 days” badge has no stated starting point. It is not treated as your enrollment deadline.
Next step
Check your benefit features for covered events and payment terms.
Who to call
MetLife · Life/AD&D insurance
Life insurance: MetLife · (800) 638-6420†
Read more in the 2027 guide, page 19 ›Read more in the 2027 guide, page 15 ›