Protection

Can I buy more life insurance?

Choose additional life coverage, subject to applicable approval rules.

You can buy Optional coverage

Your spouse

$25,000^†at most

From $10,000^†, in $5,000^† steps.

Each child

$5,000^†at most

No health questions.

Adding or increasing

A Statement of Health first

For you or your spouse, any new or larger amount needs a Statement of Health. MetLife mails you the questions, and the election stays pending until they approve or deny it.

Read more in the 2027 guide, page 15 ›

When health information is required

During new-hire enrollment, the book states guaranteed approval up to $350,000, if available up to that amount.
After new-hire enrollment, adding or increasing coverage requires a Statement of Health and approval is not guaranteed.
Previously approved coverage is retained when you request an increase.
MetLife mails a health questionnaire; the election remains pending until a decision.

Cost

You pay for optional coverage. Your enrollment site provides the price; no premium table is included in the supplied book.

Make your election

1
Review offered coverage and cost in your enrollment materials.
2
Elect during the applicable enrollment window.
3
Complete any MetLife health questionnaire; do not treat a pending election as approved.

Next step

Check your new-hire approval window before electing optional life coverage.

Who to call

MetLife · Life/AD&D insurance

(800) 638-6420^†

Life insurance: MetLife · (800) 638-6420^†