Dental & vision
What does vision cover?
Different vision benefits renew on different schedules.
What the vision buy-up adds
Exam, lenses and frame
Every calendar year, instead of every 24† months. Contact lenses can replace glasses.
Lens enhancements
Progressive lenses and anti-reflective coating, covered in full in network.
Do this
Choose the vision buy-up in Oracle by November 16, 2026†, if you want it.
More from the benefits guide
At a glance
WellVision exam
$10† each calendar year
Frames
Every 24 months†
Contacts
Instead of glasses
Part of the dental / vision package
Vision Service Plan (VSP) administers the vision benefit. Medical necessity eye exams are identified separately in the book as routing through medical coverage.
In-network benefits
| Benefit | Timing | What the book lists |
|---|---|---|
| WellVision exam | Every calendar year† | $10† copay |
| Frames | Every 24 months† | $20† copay; $150† allowance or $170† featured brands; 20%† savings above allowance |
| Lenses | Every calendar year† | Single vision, lined bifocal, lined trifocal; polycarbonate for dependent children |
| Lens enhancements | Every calendar year† | Average 35–40%† savings on other enhancements |
| Contacts instead of glasses | Every calendar year† | $0† copay; $150† allowance for contacts and fitting/evaluation; 15%† savings on contact lens exam |
| Laser VisionCare Preferred Program | Once per lifetime† | $200† per eye for LASIK, Custom LASIK or PRK; average 15%† regular / 5%† promotional discount at contracted facilities |
Out-of-network reimbursement caps
Exam
$60‡
Frame
$70‡
Single vision lenses
$60†
Lined bifocal lenses
$89†
Lined trifocal lenses
$100†
Progressive lenses
$100†
Contacts
$105†
Use your coverage
- 1
Confirm your provider’s network with VSP.
- 2
Ask when your exam, lenses and frames are next available.
- 3
Confirm copays and allowances before ordering.
Before you decide
Out-of-network exam and frame caps marked ‡ are database values, not human-verified plan terms.
Next step
Check the benefit’s frequency and choose an in-network VSP provider.
Who to call
Questions? Horizon Solution Center · (866) 449-7712†
Read more in the 2027 guide, page 19 ›Read more in the 2027 guide, page 11 ›