Documents & notices
How does my drug coverage work with Medicare?
Keep the creditable-coverage notice and confirm current enrollment rules.
At a glance
Annual window in book
October 15–December 7†
Gap discussed
63† continuous days
Notice date
October 1, 2021†
What the book describes
The notice explains prescription coverage alongside a Medicare drug plan. It describes an annual October 15–December 7 enrollment window, a two-month special enrollment period after no-fault loss of creditable coverage, and potential premium penalties after a gap of 63 continuous days or more.
No penalty estimate
The supplied summary does not provide a penalty calculation or reproduce its three current-coverage options. It cannot determine your eligibility or cost.
Before changing coverage
- 1
Get a current notice from the Horizon Solution Center.
- 2
Confirm the enrollment window that applies to your circumstances.
- 3
Keep the notice; a Medicare drug plan may request a copy.
Do this
Ask the Horizon Solution Center for the current creditable-coverage notice.
More detail
Before you decide
The contact block is dated October 1, 2021, despite the 2026 book title. Current validity is unresolved; the dates here are the source’s statements, not current legal guidance.
Who to call
Questions? Horizon Solution Center · (866) 449-7712†
Read more in the 2027 guide, page 3 ›