Protection
What would my family get each month?
Optional monthly income for your family if you die.
At a glance
Earnings used
First $5,000† per month
Spouse-only maximum
$1,500† per month
Statement of Health
Not required
What it does
Optional Survivor Benefit Insurance pays a monthly benefit to family after the employee’s death. The book bases payments on a percentage of the first $5,000 of monthly earnings.
Monthly benefit limits
| Family arrangement | Share of covered earnings | Maximum shown |
|---|---|---|
| Spouse only | 30%† | $1,500† / month |
| Children only | 30%† | $1,500† / month |
| Spouse and children | 30%† spouse + 15%† children | $1,500† spouse + $750† children |
Unspecified terms
The book does not provide premium amounts, payment duration, full eligibility conditions or where to elect. These must be confirmed.
Before making a decision
- 1
Ask HR for coverage availability, cost and payment duration.
- 2
Confirm who qualifies as a beneficiary and which event rules apply.
- 3
No Statement of Health is required according to this page.
Do this
Confirm your family’s eligibility and payment duration before electing.
More detail
Before you decide
A printed “30 days” eligibility badge has no defined start point. Do not use it to calculate a deadline.
Who to call
Questions? Horizon Solution Center · (866) 449-7712†
Read more in the 2027 guide, page 19 ›Read more in the 2027 guide, page 3 ›