Protection
What if I die or am hurt in an accident?
Coverage for qualifying severe injury, dismemberment or accidental death.
Free, from Hormel Basic coverage
Your spouse or domestic partner
Not part of basic coverage.
More from the benefits guide
At a glance
Coverage
1× salary†
Maximum
$50,000†
Who pays
Hormel Foods
What is covered
Basic AD&D pays a benefit for qualifying severe injury, dismemberment or accidental death. Coverage is one times salary, capped at $50,000. The book does not state an SOH rule for Basic AD&D.
Cost
Basic AD&D is company-paid, with no employee cost.
Confirm before relying on coverage
- 1
Review covered events, exclusions and payment rules in the plan document.
- 2
Confirm available elections and the applicable enrollment period with HR.
Before you decide
The source’s “30 days” badge has no stated starting point. It is not treated as your enrollment deadline.
Next step
Check your benefit features for covered events and payment terms.
Who to call
Life insurance: MetLife · (800) 638-6420†
Read more in the 2027 guide, page 20 ›Read more in the 2027 guide, page 15 ›