Protection
Can I buy more accident coverage?
Coverage for qualifying severe injury, dismemberment or accidental death.
At a glance
Coverage
1–10× salary†
Maximum
$500,000†
Who pays
You
What is covered
AD&D pays a benefit for qualifying severe injury, dismemberment or accidental death. Optional coverage is elected at 1–10 times annual salary, limited to $500,000 or 10 times annual salary, whichever is less. No Statement of Health is ever required for Optional AD&D.
Cost
Optional AD&D is paid by you; premium amounts are not printed.
Confirm before relying on coverage
- 1
Review covered events, exclusions and payment rules in the plan document.
- 2
Confirm available elections and the applicable enrollment period with HR.
Do this
Check your benefit features for covered events and payment terms.
More detail
Before you decide
The source’s “30 days” badge has no stated starting point. It is not treated as your enrollment deadline.
Who to call
Questions? Horizon Solution Center · (866) 449-7712†
Read more in the 2027 guide, page 20 ›Read more in the 2027 guide, page 3 ›